Patient Information
Explore healthcare financing options for cosmetic procedures, then select the partner and application path that feels right for your plan.
Partner options
03
Three established healthcare financing partners. One clear place to begin.
Choose your partner
Each financing partner offers its own application process and terms. Review the options below, apply directly with the partner you prefer, and bring any questions to your consultation.
01Designed for aesthetic medicine
Alphaeon Credit offers flexible financing plans specifically designed for aesthetic and elective medical procedures. Competitive rates and a simple application process.
02Instant decisions, flexible plans
Cherry offers instant approval decisions and flexible payment plans. Split the cost of your procedure into manageable monthly payments with no hard credit pull to check eligibility.
03Healthcare financing, recognized nationwide
CareCredit is a healthcare credit card offering special financing options, including no interest if paid in full within the promotional period.
Common questions
Yes — all cosmetic procedures at Rosett Plastic Surgery are eligible for patient financing through Alphaeon Credit, Cherry, and CareCredit. Some procedures may also be covered by insurance (see below).
Each financing partner has its own approval criteria. Cherry is known for approving a wide range of credit profiles and offers a soft credit check to check eligibility without affecting your score. We encourage you to apply with multiple options if needed.
Yes — if part of your procedure is covered by insurance, you can use financing to cover the out-of-pocket cosmetic portion while insurance covers the medically necessary component.
We recommend applying for financing before your consultation so you know your budget going in. Approvals are typically instant or same-day, and you can apply online from home.
Insurance coverage
Breast reduction, panniculectomy, breast capsule/implant removal surgery, and gender-affirming chest surgery may qualify for insurance coverage when medically necessary. Our Insurance Concierge, Denise, handles the verification and pre-authorization process for you — at no cost.
